Joseph A. Carpenter, co-owner of Carpenter Financial Services, has empowered families, individuals, and businesses for over three decades by working with them to create comprehensive wealth management strategies, setting them on a better and more informed financial path. Based in Joe’s hometown of Johnstown, Pennsylvania, his firm has grown to serve clients in more than 25 states across the country.
Joe advises clients to “Pay Yourself First” and helps them prioritize their financial goals using his knowledge as a Chartered Retirement Planning Counselor®, a Certified Fund Specialist®, a Certified Senior Advisor, and Federal Retirement ConsultantSM. With a focus on professionalism, leadership, and commitment, Joe has been recognized by Avantax Investment ServicesSM as an Elite Advisor for over 15 years, a distinction given to the top 100 advisors nationally.
Joe’s passion is sharing his understanding of the financial world. He serves as a mentor to the next generation of financial advisors and speaks to high school and college students on the importance of financial literacy and independence. He has been featured in publications including Accounting Technology, National Underwriter, Life & Health, Practical Accountant, and in Johnstown’s The Tribune-Democrat. In addition, The Road to Success, co-authored by Joe, Jack Canfield, and 30 other professionals, was recognized in 2016 as an International Best-Seller by The National Academy of Best-Selling Authors.
Joe has been recognized for his outstanding service, dedication, and performance by financial institutions including Allianz Life Insurance Company, MetLife, Prudential, Invesco, Greek Catholic Union (GCU), Italian Sons and Daughters of America (ISDA), and Greater Beneficial Union (GBU), where he serves on the advisor board.
As a lifelong community member of Johnstown, Joe is honored that Carpenter Financial Services has been repeatedly voted Simply the Best Financial Firm for Greater Johnstown by the local community, continuing the firm’s legacy which began with his father, Samuel C. Carpenter, in 1953. He regularly volunteers his time, from serving on local boards to helping create public art projects.
When he’s not spending time helping his clients protect and grow their wealth, Joe enjoys ice skating, playing pickleball, traveling, reading, and spending time with his wife, Chris, their four children, and six grandchildren.
"Do one thing, do it right!"TM
Simply the Best Financial Planner Source: The Tribune-Democrat, Voted #1 Financial Advisor, September 2022. This award is based upon public voting through The Tribune-Democrat. As such, the award is not representative of the Financial Professionals future performance. Neither Joseph Carpenter nor Avantax Investment Services nor Avantax Advisory Services paid a fee to The Tribune-Democrat in exchange for the rating.