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Social Security is a key source of income for retirees, but an uninformed decision on when to apply could have a significant impact on a retirement that could span more than three decades. Some of the questions we are often asked focus on the longevity of the Social Security system, when you should apply, and how you can maximize your benefits.
We recommend reviewing your Social Security earnings statement each year at www.ssa.gov to ensure accuracy. If you notice an error, contact your local Social Security Office immediately to get the issue corrected.
There is no generic answer on when you should apply for benefits, because the rest of your personal and financial situation must be considered. Call us anytime for tips to maximize your Social Security and be sure to request a FREE guide.