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Retirement Plans-401(k), 403(b), Pension Plans

When you change jobs or your retirement plan changes, you need to make sure your savings stay on track.

If you have a pension plan, 401(k) or 403(b), it will be beneficial to understand and evaluate your retirement plan options if you are eligible depending on your goals.

There are typically 4 options:

1. Take - Take a lump-sum distribution
2. Keep - Keep your assets in your former employer's plan, if allowed
3. Transfer - Transfer your assets into your new employer's plan if the plan accepts transfers
4. Roll - Roll over your assets into an Individual Retirement Account (IRA)

There are a multitude of regulations as it pertains to your retirement plan. Making the wrong decision at the wrong time can make a huge impact on your income tax return. 

Your financial situation is unique. Let us discuss the options available to you today.

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