Carpenter Financial Services: Financial Advisor, Retirement, Investments

 

If you want to start saving for the future or are going through a life changing event such as: 

~ Retirement ~ Death of a loved-one
~ New Job ~ Lump-sum settlement
~ Marriage or divorce ~ Sale of a major asset

or just need some assistance in creating an income stream during retirement, you need an experienced financial advisor* to educate you and guide you in the right direction. 

Please email us or call today to setup a consultation to review your financial plan* to see if you can possibly save money, improve earnings potential and potentially minimize market risk.

Remodel your finances today!  Call a Carpenter.

(800) 782-8067

carpenter@hdvest.net

     

 *Investments are subject to market risks including the potential loss of principal invested.

Calculators

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Savings Accumulation

Estimate the future value of your current savings.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

More Calculators →

Newsletters

Dispelling Umbrella Insurance Myths

Many people may think their chances of being hit with a multimillion-dollar lawsuit are fairly slim. Besides, wouldn't the liability coverage on their homeowners and auto insurance policies be enough to protect them against a claim or a lawsuit? Unfortunately, there are misconceptions about umbrella liability insurance that could cause someone to be underinsured.

Earning Income from Mutual Funds

More than half of working Americans are concerned that they may not have enough money to live comfortably during retirement. Although mutual funds are often thought of as a tool to build savings, they can also be used to generate income. This article examines the potential income benefits of bond funds, equity or stock income funds, and hybrid funds.

GDP: Measuring the Economy

It's likely you've heard a lot about the gross domestic product (GDP) if you follow the news. But what is its impact on the national economy and how has the Great Recession impacted the GDP? This primer explains the numbers behind the GDP and what it ultimately tells us about the economic health of the nation.

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

More Newsletters →